Usage Based Insurance (UBI) is a type of vehicle insurance that calculates the insurance premium of a vehicle based on the usage of the vehicle and the driving pattern of the personnel. UBI is a recent innovation by Auto-Insurers where the mileage and driving behaviors are tracked using self-install-able GPS Tracking devices.

FleetRobo^® GPS Tracking devices measure a number of factors that lead to the complete measurement of the driving pattern and usage of a vehicle, this includes, Distance Traveled by the Vehicle, Sudden Accelerations; Harsh Braking; Sudden Steering; Over-speeding, etc.

The amount of data that may be gathered from a vehicle depends on the type of GPS Technology deployed in the vehicle. Based on the data received from the vehicle, the Insurance company then calculates the premium of that vehicle.